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Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Landers Insurance Agency, LLC.'s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Landers Insurance Agency, LLC.'s web site;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or "mirror" the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Landers Insurance Agency, LLC. at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on Landers Insurance Agency, LLC.'s web site are provided "as is". Landers Insurance Agency, LLC. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Landers Insurance Agency, LLC. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Landers Insurance Agency, LLC. or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Landers Insurance Agency, LLC.'s Internet site, even if Landers Insurance Agency, LLC. or a Landers Insurance Agency, LLC. authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Landers Insurance Agency, LLC.'s web site could include technical, typographical, or photographic errors. Landers Insurance Agency, LLC. does not warrant that any of the materials on its web site are accurate, complete, or current. Landers Insurance Agency, LLC. may make changes to the materials contained on its web site at any time without notice. Landers Insurance Agency, LLC. does not, however, make any commitment to update the materials.

6. Links

Landers Insurance Agency, LLC. has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Landers Insurance Agency, LLC. of the site. Use of any such linked web site is at the user's own risk.

7. Site Terms of Use Modifications

Landers Insurance Agency, LLC. may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Landers Insurance Agency, LLC.'s web site shall be governed by the laws of the State of Tennessee without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

Privacy Policy

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

TEXTING

The Agency (employees or others on the Agency’s behalf) may send text messages in various formats and with various contents, including but not limited to, text messages about insurance policies and other transactions initiated by You or marketing the products and services offered by or through the Agency. You are the owner or authorized user of the mobile phone number identified below. You will notify us immediately if you are no longer the owner or authorized user of the mobile phone number identified below. You are solely responsible for any message and data charges associated with such text messages. To opt out at any time, send a text with STOP to Agency and you will be removed from our opt-in list. To receive future messages will be required to resubmit the opt in form. We do not sell or lease our contact data or lists to third parties, and we will not provide your personal information to any third-party individual, government agency, or company at any time unless compelled to do so by law.

TEXT OPT IN

Acceptance of Text Messaging Terms of Use with Chastain & Associates Insurance *

The undersigned client (“You”) consents to receive text messages from Chastain & Associates Insurance (“The Agency”). As part of this consent, You represent and warrant the following:

The Agency (employees or others on the Agency’s behalf) may send text messages in various formats and with different contents, including but not limited to text messages about insurance policies and other transactions initiated by You or marketing the products and services offered by or through the Agency.

You are the owner or authorized user of the mobile phone number identified through this opt-in process. You will notify us immediately if you are no longer the owner or authorized user of this mobile phone number identified through our opt-in process.

You are solely responsible for any message and data charges associated with such text messages. The Agency has made the Messaging Terms of Use available to You on its website at https://landersinsuranceagency.com/terms-of-service/#text-opt and will provide You with a hard copy upon request. By submitting this opt-in form, You agree to these Terms of Use.

By selecting Yes to receive messages from The Agency and submitting the opt-in form, You will receive an initial text message to the mobile phone number provided confirming your consent. If you do not wish to receive text messages from the Agency or others acting on the Agency’s behalf or do not agree to the Terms of Use, you should not submit this form.

To Opt out of receiving text messages from The Agency at any time, send a text with STOP to The Agency, and You will be removed from the opted-in list. Once you have opted out, you must resubmit the opt-in consent form to receive future messages.

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